Archive for July, 2007

Summer Vacation

Just letting everyone who stops by I will be taking a break for a couple weeks.  I am going to go back home to Indiana and visit the relatives.  I look forward to getting away from the beltway and the daily grind.

Just remember, There’s more than corn in Indiana.  Cheesy slogan Indiana Beach has used for years, that place is great fun for the family.

Until next time friends, be well.

LotRO Log – 16 Jul 07

Weekends are great.

 That statement would get the Captain Obvious award if I were talking to simple-minded kids…but of course those of you who happen to come across my website are anything but simple-minded.  I know, I am no better than anyone else, let me get back to purpose of my post.

Sean spent some time in The Shire and is now a Grand Master Farmer, because of the Summer Green-weed pipeweed recipe he got from the scavenger hunt quest, he was able to level up Master farmer with ease.  He has reached a roadblock for cooking because of the quest to go get giant boar meat from the Giant Valley in the Trollshaws, this dreaded valley is filled with level 40 elite dragonkin and giants, which makes it impossible to sneak into at level 19, even as a burglar this would pose a challenge, so his crafting will be put to rest until a later time.

Rekkr Crio, our captain, reached level 31 and is armed with a neat 2-handed sword courtesy of the auction hall for 10 silver.  Seems that level 31 weapons, swords at least are not in high demand.  The level 30 captain class quest was quite a treat.  Just had to take on some dourhand dwarves inside of an instance in the northern north downs and plant some banners or standards as they are called in the game.  The hardest part was figuring out how to get to these banners, which are on top of the walls of the area.  Jumping from one wall to the next was simple enough to do.  It could have been very ugly if I had ran around corners LEEROY JENKINS style, but I have too much experience to be a victim of my own stupidity.

All of my other characters are enjoying a must needed rest at their respective retreats, Floss is still contemplating the possibility of being a test tube baby gone bad, his feet are hairier than most hobbits and he has a terrible odor about him, which is why he smokes to much pipeweed to try to mask the smell.  Abellio is out in Rivendell occasionally showing his face to tinker a bit with some jewelry for those in the kinship.  Tryggr Headshot has been hanging out in Thorins Hall getting to know the locals, he mastered journeyman woodworking along with becoming quite a consumer of ales.

As far as the All Hallows is concerned, we are still growing everyday and group quests are becoming more common, especially ventures into the Great Barrows, the majority of our kin are anywhere from level 15 to 25.  Look forward to reaching rank 5 in a couple of days, giving us the kinship mail ability.

We are planning a gathering for 12 Aug at the Green Dragon Inn, feel free to stop by for some trading, drinking and all-around tom-foolery.

Transformers – Worth all the hype?

I decided I had to go see what all the ruckus was about and talked my wife into going to see the transformers movie with me yesterday. Overall I was very entertained with the film. Definitely a lot of work went into the CGI and polish of the movie. There was the typical boy meets girl storyline to keep the ladies enthralled. I did like how they mixed it up some and made the hot, popular girl hooking up with the unpopular average joe guy story more realistic.

One note, spoiler here, I wonder how, Bernie Mac, the car salesman, got a title and registration for Bumblebee? And since Sams’ dad seems like an intelligent human being, how he would be duped into paying 4 grand for a transformer…although it was a classic car, I know it is a movie, shut up, it’s in the script.

There were other things I could nitpick all day about, but on a scale of 1 to 10 I would give it a 10 for visual effects and sound, 8 for the story, only because it was sort of shallow in my opinion.

Thumbs up, if you enjoy sci-fi, action type movies this one won’t disappoint you, recommended.

LotRO Log – 13 Jul 07

Friday the 13th and all is well…

 Middle Earth is full of a lot of shouting people, dwarves, elves, and hobbits these days.  I am so happy Rekkr has come back from his vacation in the Shire and put down his pen and picked up his sword again taking on the evil in Evendim.  The last patch brought back the SHOUTS! and added some new sounds as well, I think it is great, when in a fellowship you really feel like you are in the middle of some hardcore hand to hand combat with everyone yelling and shouting out with blades swinging and heads rolling.

On another note our farmer, Sean has reach the level of Grand Master and is now perfecting his culinary skills, about time eh?  Yes, I thought the same thing. 

 We are looking for a motto for our kinship, something simple, but catchy, any marketing gurus out there?  Along the same lines our numbers have been steadily increasing and the quality of members has been rising as well.

 I have been having some problems when the game shuts down on my PC.  If I click exit straight from the game my computer seems to lock up with a black screen and the mouse pointer sitting there.  It will stay like that until an error reporting message shows up eventually asking me whether I want to send it to Microsoft or not…I have read a little on this problem and I don’t know if it is a driver issue with my VC or another problem, but one solution that seems to help is to logoff to the character selection screen then exit from there without a hitch.  Has anyone else seen or heard about this at all?  Other than that I have no problems running the game at all.

Financial Peace…

I guess you could say I am a person who seeks balance in life, whether it is mental, physical, spiritial, or even financial there is always a way to make things work and work well.
I have been listening to Dave Ramsey for a while now on XM Radio and I have to admit he gives out some good, sincere advice to people who are looking for help with money.

I have been throwing around the ideas I get from listening to his show with my wife and she is open to discuss things, but it is difficult to get things going. I guess the biggest obstacle we face is ourselves. I know it isn’t easy to keep everything in perspective sometimes, but Dave has his baby steps which make the process very simple to follow. Here they are:

1. Build an Emergency Fund of $1000. This is used for emergencies, cause we all know they come up when we least expect them and will keep you from resorting to credit cards.

2. Pay off your debt from smallest to largest amounts. (Snowball effect) Basically you will list your debts from smallest to largest and pay the minimum payments on everything except the first debt. For that debt you will throw any extra money you can place your hands on at it until it is paid off. Then you follow suit with the next debt, and the next until they are all paid off. The secret here is when you pay off one debt, apply the amount you were paying on it to the next debt in line. That is what causes the snowball and allows you to pay off debts quickly.

3. Build a Fully Funded Emergency Fund of 3-6 months of expenses. This emergency fund should be kept in a liquid, readily accessible account and will be used in case of true emergencies like job loss, medical crises, etc.

4. Invest 15% of your income for retirement. Your income, for the purposes of this step, should be pre-tax and the money should be invested growth-stock mutual funds. Don’t count your employer’s contributions in the 15%.

5. Save for college. It is important that this step come after saving for retirement. There are other ways to pay for college: scholarship, work, etc. but no one is going to give you a scholarship for retirement. Ramsey’s suggestion for saving for college is to use an ESA (Educational Savings Account), invested in a growth-stock mutual fund.

6. Pay off your mortgage. Now is the time to focus on paying off your home mortgage and becoming completely debt-free. Ramsey rejects arguments about keeping your mortgage for the tax deduction or the low interest rate, opting instead for the guaranteed return and risk reduction that come with paying off a mortgage early.

7. Build wealth. Here’s the fun part. According to Ramsey there are three good uses for money: Giving, Investing, and Having Fun. That’s what this step is about.

I know it all looks so simple here and there are so many factors involved in each step, but if you look at the big picture and focus on each step at a time things don’t seem so bad and financial peace can be a reality.

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Hi, my name is Sean. This was my blog...
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